Contractor Hourly Rate Calculator
Work out a practical hourly rate for contracting in New Zealand by allowing for income, overheads, ACC, non-billable time, profit markup, and GST.
What this estimates
Break-even rate
Suggested hourly rate
GST-inclusive rate
Billable hours
Frequently asked questions
Should my hourly rate include GST?
If you are GST registered, quote clearly whether your rate is excluding GST or including GST. The calculator shows both when GST is enabled.
Why include non-billable days?
Contractors rarely bill every work day. Holidays, sick days, admin, sales, and unpaid gaps all reduce the hours available to recover your costs.